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Long term care insurance typically
helps pay for the long term care services you might need as the
result of a chronic disease, serious accident, sudden illness,
or cognitive impairment such as Alzheimer's Disease that can
limit a person's ability to think or reason.
Long term care services may be
provided by a health care professional such as a nurse, a home
health aide, or other personal care providers such as family
members and personal care attendants.
Varying amounts of care can take
place in a variety of locations. For example:
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Home and Community Care |
Facility Care |
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Furthermore, long term care can
range from a few hours of care per week in your home to round-the-clock
care in a nursing home. A good long term care insurance policy
will cover all of these circumstances to some degree.
Overview | What
is long term care? |
