Assisted Living Gaining in Popularity
Thanks to increasing longevity and healthier lifestyle habits, more and more older Americans are considering assisted living as a residential choice in their later years. Assisted living facilities (ALF) provide personal care and other services which enable residents to live as independently as possible in a more homelike setting than a nursing home.
Before choosing an assisted living facility, according to the MetLife Mature Market Institute®, its important to understand which services may or may not be offered and how to evaluate those services.
As a family member, you will want to assess
the functional abilities of your loved ones to make sure that
assisted living provides the appropriate level of care. You may
decide to engage the services of a geriatric care manger to help
you with your assessment. Geriatric care managers specialize
in assisting older people and their families in making their
long-term care arrangements. The National Association of Professional
Geriatric Care Managers (1-520-881-8008) can provide referrals.
Its also important to remember that what is covered in one facilitys fee structure may not be included in another. For example, medication management or free transportation to doctors appointments may not be provided.
The MetLife Market Survey of Assisted Living Costs 2004 found that the average cost of an ALF in the U.S. is $2,524 monthly or $30,288 yearly. Medicare and Medicaid typically do not cover the cost of ALFs, but most long-term care insurance policies do.
Assisted Living Gaining in Popularity is one of a series of Since You Care® guides for caregivers produced by the MetLife Mature Market Institute in cooperation with the National Alliance for Caregiving.