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Checklist for Long Term Care Insurance

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A Guide to LTC Insurance


This checklist is designed to help you determine if a comprehensive Long Term Care Insurance policy is right for you. If you answer "Yes" to ANY of these questions, you should take a closer look at Long Term Care Insurance.


If You Need Long Term Care:

  1. Is it important that you remain at home as long as possible?
  2. Do you want the flexibility to participate in the decisions about your care options?
  3. Do you want to relieve your family from caring for you?

Your Finances:

  1. Do you own assets of at least $75,000 (not including your home or car)?
  2. Do you have an annual retirement income of: (Individuals: $25,000 - $35,000) - OR - (Couples: $35,000 - $50,000)?
  3. Can you pay premiums without financial difficulty?