LongTerm Care Insurance
Intro - Long Term Care Insurance What is LTC Insurance? Long Term Care Issues The Cost Factors Types of Products Inquire About Us	Features & Benefits Here are some of the benefits that are available in a good longterm care policy. (Some are not available in all states.) Nursing home care coverage Home Health Care coverage Intermediate and custodial (or personal) care coverage Assisted care facility coverage Choice of daily benefit amount Products Features & Benefits What To Look For In A Long Term Care Insurance Policy Benefits based on eligibility criteria such as an inability to perform two out of six Activities of Daily Living (ADLs) Benefits for mental disorders like Alzheimer's disease or dementia Nonforfeiture benefit option Survivorship benefit option Inflation protection option Waiver of premium Spousal discount Preferred health discount Temporary longterm care insurance coverage during underwriting process Policy guaranteed renewable as long as premiums due are paid on time and policy benefits are not exhausted Prior stay in an institution or hospital not a precondition for receipt of nursing home care benefits Home | What Is LTC? | What is LTC Insurance? | What Is The Cost? | Long Term Care Insurance Products | Feature Checklist | What To Look For | Needs | benefits | glossary | Related Sites | Risks | Contact Us | about us   July 3, 2009 This Web site should be considered an advertisement and is not a contract.