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Yes! That's
why it's so important that you look into LTC coverage while you're
still healthy and independent. Over 80% of our applicants for
ltc insurance are typically approved for coverage.
After you
submit your application, insurance underwriters will review your
medical records. Good health may qualify you for a 10% discount,
while poor health or certain medical and cognitive conditions
may disqualify you from ltc coverage altogether.
Underwriters
use several tools to evaluate your insurability, including:
- Your application
and medical records
- Your personal
history interview
- A physical
examination or health interview, when appropriate
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