Long Term Care Insurance Specialists
Intro - Long Term Care Insurance What is LTC Insurance? Long Term Care Issues The Cost Factors Types of Products Inquire About Us	Today, you're healthy. But what about tomorrow? What if you or your spouse become physically or mentally incapacitated? Help could be required — that is, assistance with daily activities like eating, bathing, getting dressed, toileting and transferring — either in your own home or a nursing home. Long term care insurance can help protect the savings you've spent a lifetime to build and help maintain your financial independence. It can make a lot of sense and help give you peace of mind. What To Look For At least one year of nursing home or long term care in your home coverage, including intermediate and custodial help. Nursing home or in your home health care benefits shouldn't be limited primarily to skilled assistance. Coverage for Alzheimer's Disease. An inflation protection option. An "outline of coverage" that systematically describes the policy's benefits, limitations and exclusions, and also lets you compare it with others. A guarantee that the policy cannot be canceled, non-renewed, or otherwise terminated because you get older or suffer deterioration in your physical or mental health. The right to return the policy within 30 days for a full premium refund, if after having received the policy, you decide that you do not want it. No requirement that policyholders: - First be hospitalized in order to receive nursing home benefits or home care benefits, - or - - First receive skilled nursing care before receiving intermediate or custodial nursing home care, - or - - First receive nursing home care before receiving insurance benefits for in home assistance. Home | What Is LTC? | What is LTC Insurance? | What Is The Cost? | Long Term Care Insurance Products | Feature Checklist | What To Look For | Needs | benefits | glossary | Related Sites | Risks | Contact Us | about us   May 13, 2008 This Web site should be considered an advertisement and is not a contract.