Long-Term Care Insurance
Intro - Long Term Care Insurance What is LTC Insurance? Long Term Care Issues The Cost Factors Types of Products Inquire About Us	What Is Long-Term Care? Longterm care addresses a wide range of health and supportive services for people who may have cognitive impairment or who are unable to accomplish certain activities of daily living over a long period of time (90 days or more). These include activities such as dressing, bathing or eating. Long-term care services can be provided in a variety of settings, including your home, assisted care facilities or nursing homes. What Is Long-Term Care? Can I Afford NOT To Have Long-Term Care Insurance? Glossary Related Publications And Web Sites Options Self-insure. This means you would pay-as-you-go and "spend down" your own assets when you require assistance. The danger is that this money you've worked for all of your life—your savings and investments nest egg—could be gone in a very short time. Rely on help from friends and family members. This involves many complications, including their time, their skills, their physical strength, their financial ability to help you, the emotional toll on both the caregiver and the receiver, and the challenge of geographic distances. Fortunately, there are options like longterm care insurance policies that help protect you and your assets. Home | What Is LTC? | What is LTC Insurance? | What Is The Cost? | Long Term Care Insurance Products | Feature Checklist | What To Look For | Needs | benefits | glossary | Related Sites | Risks | Contact Us | about us   May 17, 2008 This Web site should be considered an advertisement and is not a contract.