About Long Term Care Insurance


Long Term Care Issues

LTC Insurance: Compare the top companies, and get the best quote for your needs.

Asset Transfer and Nursing Home Use: Empirical Evidence and Policy Significance
Deficit Reduction Act of 2005 (DRA) included provisions tightening the Medicaid eligibility rules related to asset transfers and nursing home use.

Assisted Living Gaining in Popularity
Thanks to increasing longevity and healthier lifestyle habits, more and more older Americans are considering assisted living as a residential choice in their later years. Assisted living facilities (ALF) provide personal care and other services which enable residents to live as independently as possible in a more homelike setting than a nursing home.

Before choosing an assisted living facility, according to the MetLife Mature Market Institute®, it’s important to understand which services may or may not be offered and how to evaluate those services...

Checklist for Choosing A Long-Term Care Facility
A comprhensive checklist for anyone who's seriously evaluating facilities.

Cost of Care Survey - 2007
This survey is the most comprehensive of its kind in the industry and includes data points from over 10,000 nursing homes, assisted living facilities, and home care providers across the country.

Elder Care Services ...
The condition of the person seeking nursing care is the key factor in your choice of a long-term care facility. All skilled/intermediate care nursing facilities provide personal care and...

Facts: Long Term Health Care ...
Medicare does not address the long term care and nursing home needs of our nation's elderly. Medicare covers only those nursing facility services rendered to help a resident recover from...

Financing Options for Long-Term Care
The cost of long-term care can vary quite a bit depending on what kind of care you need, where you get the care, and where you live. This is a chart that shows a comparison of available financing options...

Keep Seniors Healthy
Long Term Care Insurance is one very important factor in planning as we age. Control of our health through education and information is another variable that must be incorporated into our life and health planning. Control is achieved by knowing what your problems are, medications, and health care resources. This equates to a very important step as a health care consumer; create your personal health record.

Long-term care comes out from the shadows
But chances for much-needed widespread improvements unclear.

Long Term Care: Financial Planning
Risk. Every American must plan for the consequences of risk becoming reality. Some risks decrease as we age, while others increase.

LTC Quiz
This quiz about long term care will clear up some common misconceptions.

Making the Nursing Home Choice
While placing a loved one in a nursing home is a difficult decision, there may come a time when it is the right one. It will help if you do your homework and trust your instincts.

According to the Department of Health and Human Services, the nation’s nursing homes provide care to over 1.5 million people. Over 90% of these residents are over age 65. Most of the residents are frail and require round-the-clock supervision due to dementia. Things You Need to Know...

Medicaid and the Uninsured - Long Term Care Programs for the Elderly
The Deficit Reduction Act that was signed on February 8, 2006, has caused most states to radically alter Medicaid parameters and long term care programs.

Medicaid Long-Term Services Reforms in the Deficit Reduction Act
Discusses long term care partnership programs, asset transfers and the Family Opportunity Act...

Medication and Older Adults ...
Mary Parker of Oak Ridge, Tenn., is quick to joke about her health problems. Her vibrant smile and upbeat attitude belie her 78 years.

Paying For Long Term Care Services ...
After one selects the proper level of care the individual needs, the next step is determining how to pay for those services. Any nursing facility you are considering.

Personal Care Services ...
Personal care services are an optional Medicaid benefit provided to individuals who are not inpatients or residents of a hospital, nursing facility...

Questions All Patients Should Ask Their Pharmacist About Their Medications
You should know the names of your medications, both prescription and nonprescription. Because you may see more than one doctor, you should always inform each doctor.

Ten Things to Check When Shopping for a Nursing Home
Nursing Home Compare is a web-based service provided by the Centers for Medicare and Medicaid to help consumers compare different nursing homes. The information is based on findings by surveyors during the annual inspection performed in every nursing home that participates in the Medicare program...

The Looming Crises ...
Longterm care services are provided in a variety of settings, including adult day care, nursing or assisted living facilities, respite care, and in-home and community-based settings.

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