Term Care Issues
LTC Insurance: Compare the top companies, and get the best
quote for your needs.
Asset Transfer and Nursing Home
Use: Empirical Evidence and Policy Significance
Deficit Reduction Act of 2005 (DRA) included provisions tightening
the Medicaid eligibility rules related to asset transfers and
nursing home use.
Assisted Living Gaining in Popularity
Thanks to increasing longevity and healthier lifestyle habits,
more and more older Americans are considering assisted living
as a residential choice in their later years. Assisted living
facilities (ALF) provide personal care and other services which
enable residents to live as independently as possible in a more
homelike setting than a nursing home.
Before choosing an assisted living facility,
according to the MetLife Mature Market Institute®, its
important to understand which services may or may not be offered
and how to evaluate those services...
Checklist for Choosing A Long-Term
A comprhensive checklist
for anyone who's seriously evaluating facilities.
Cost of Care Survey - 2007
This survey is the most comprehensive of its kind in the industry
and includes data points from over 10,000 nursing homes, assisted
living facilities, and home care providers across the country.
Elder Care Services ...
The condition of the person
seeking nursing care is the key factor in your choice of a long-term
care facility. All skilled/intermediate care nursing facilities
provide personal care and...
Facts: Long Term Health Care
Medicare does not address
the long term care and nursing home needs of our nation's elderly.
Medicare covers only those nursing facility services rendered
to help a resident recover from...
Financing Options for Long-Term
The cost of long-term care can vary quite
a bit depending on what kind of care you need, where you get
the care, and where you live. This is a chart that shows a comparison
of available financing options...
Keep Seniors Healthy
Long Term Care Insurance is one very important factor in planning
as we age. Control of our health through education and information
is another variable that must be incorporated into our life and
health planning. Control is achieved by knowing what your problems
are, medications, and health care resources. This equates to
a very important step as a health care consumer; create your
personal health record.
care comes out from the shadows
But chances for much-needed widespread improvements unclear.
Long Term Care: Financial Planning
Risk. Every American must
plan for the consequences of risk becoming reality. Some risks
decrease as we age, while others increase.
This quiz about long term care will clear up some common misconceptions.
Making the Nursing Home Choice
While placing a loved one in a nursing home
is a difficult decision, there may come a time when it is the
right one. It will help if you do your homework and trust your
According to the Department of Health
and Human Services, the nations nursing homes provide care
to over 1.5 million people. Over 90% of these residents are over
age 65. Most of the residents are frail and require round-the-clock
supervision due to dementia. Things You Need to Know...
Medicaid and the Uninsured - Long Term Care Programs
for the Elderly
The Deficit Reduction Act that was signed on February 8, 2006,
has caused most states to radically alter Medicaid parameters
and long term care programs.
Medicaid Long-Term Services
Reforms in the Deficit Reduction Act
Discusses long term care partnership programs,
asset transfers and the Family Opportunity Act...
Medication and Older Adults
Mary Parker of Oak Ridge,
Tenn., is quick to joke about her health problems. Her vibrant
smile and upbeat attitude belie her 78 years.
Paying For Long Term Care Services
After one selects the proper
level of care the individual needs, the next step is determining
how to pay for those services. Any nursing facility you are considering.
Personal Care Services ...
Personal care services
are an optional Medicaid benefit provided to individuals who
are not inpatients or residents of a hospital, nursing facility...
Questions All Patients Should
Ask Their Pharmacist About Their Medications
You should know the names
of your medications, both prescription and nonprescription. Because
you may see more than one doctor, you should always inform each
Ten Things to Check When Shopping
for a Nursing Home
Nursing Home Compare is a web-based service provided by the Centers
for Medicare and Medicaid to help consumers compare different
nursing homes. The information is based on findings by surveyors
during the annual inspection performed in every nursing home
that participates in the Medicare program...
The Looming Crises ...
Longterm care services
are provided in a variety of settings, including adult day care,
nursing or assisted living facilities, respite care, and in-home
and community-based settings.
Long Term Care