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Long term care is the type of
care that you may need if you can no longer perform activities
of daily living by yourself, such as eating, bathing or getting
dressed. It also includes the kind of care you would need if
you had a severe cognitive impairment like Alzheimer's disease.
Care can be received in a variety of settings, including your
own home, assisted living facilities, adult day care centers
or hospice facilities.
Long term care can be covered
completely or in part by long term care insurance. Most plans
let you choose the amount of the coverage you want, as well as
how and where you want to use your benefits. A comprehensive
plan includes benefits for all levels of care, custodial to skilled.
Long term care is not the type
of care that you receive in the hospital or your doctor's office.
It isn't the medical care you need to get well from a sickness
or an injury. It isn't short-term rehabilitation from an accident
or recuperation from surgery.
Long term care is not always
administered in a nursing home. In fact, more than 80% of all
people receiving long term care assistance are not in nursing
homes.
Now is the time to get more long
term care information and develop a plan to fit your needs. We
encourage you to gather information, find out about your options,
and make a decision that best suits your goals and budget.
This site is designed to help
you understand what long term care is and give you more information
about LTC insurance plans and other long term care issues.
If you would like to speak to
an authorized representative or receive an authorized
quote regarding Long Term Care Insurance from either Allianz,
Genworth (formerly GE), John Hancock or MetLife, CLICK HERE.
What is long term care? | What is long term
care insurance? |
