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Evaluate Long Term Care Insurance Plans

This worksheet is designed to help you compare LTC Insurance plans for various insurance carriers. This worksheet should only be used as a guide.

Compare Companies

Co. 1

Co. 2

Co. 3
Years in Long Term Care
Insurance Business
     
Company Rating (A.M. Best, S&P)      
Number of Long Term Care
Insurance Policyholders
     
Long Term Care Insurance
Claims Paid
     
Provides Care Coordinator Services      
Features/Benefits      
Benefit Amount
Daily/Monthly Maximums
     

Benefit Period
Individual Plans

Shared Benefit Plans

     

Elimination Periods
Home & Community Care

Facility Care

Immediate Benefits for
Home Care (0-day Elimination Period)

     
Facility Benefit      
Home Care Benefit      
Bed Reservation      
Equipment Benefit
(lifetime maximum)
     
Caregiver Training Benefit
(lifetime maximum)
     
Respite Care      
Shared Plan Available      
Inflation Protection
Available
     
Return of Premium on Death      
Survivorship Benefit Available      
International Coverage*      
Couples Discount      
Preferred Health Discount Available      

The Plan Comparison Worksheet is designed as a guide to help you compare LTC Insurance Policies. The features and benefits described herein may vary by Company. Please review the Outline of Coverage for each insurance policy carefully.

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